There are lots of reasons people call on Realty Valuation Services, Inc

Each year, thousands of people in New York buy, sell or refinance their home. A lot of these transactions involve a simple line item for an appraisal. Most lenders still call for a local expert because the stakes are very high, even though there are a budding number of automated home valuation processes that may appear to be cheaper than an appraisal. But is getting a mortgage the only reason you should get an appraisal? Are there other instances when the services of a licensed, independent real estate professional might be beneficial? You bet.


	Contact Realty Valuation Services, Inc if you're planning on any transaction where the value of your real estate is a factor. Just click here

Dispute your tax assessment in Kings County

It's quite possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are determined by a past assessment of your home, so if prices are less than what they used to be in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from Realty Valuation Services, Inc is your best evidence. At Realty Valuation Services, Inc,we can assist you in appealing your tax assessment.

Let Realty Valuation Services, Inc assist you in lowering your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that most lenders ask homeowners to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the property. This extra payment is often bundled into the monthly mortgage payment and is promptly forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to eliminate the PMI payments when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Realty Valuation Services, Inc will provide you with a statement regarding the value of your home. The expense of the home valuation can usually be recovered in just a few months because you'll no longer be paying the PMI.

An appraisal from Realty Valuation Services, Inc will help you settle a divorce with less stress

A divorce is a very traumatic ordeal for the parties involved, and it is often even more complicated by the hard decision of who maintains the property. Regardless of the circumstances, it's a good idea to order an appraisal from Realty Valuation Services, Inc so both parties are fully aware of the true market value of their home.

The parties will have a clearer picture of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike many wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal.

Let Realty Valuation Services, Inc help you with relocating to or from Kings County

Employee relocation can be a stressful event, and we understand. That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough process, we suggest relocating employees to provide feedback on the positive aspects of their property, along with information about any recent sales or listings in their area that they want considered.

Selling your home quickly at the right price with an appraisal from Realty Valuation Services, Inc

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. The price we charge isn't contingent upon the value we come up with, but rather they are calculated on our efforts to finish the appraisal.

On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long houses are on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.